I have been wanting to do one of these
videos forever and I don't know why I have it so come spend the week with me
and see what I spend in a week as a 34 year old Financial influencer with
a day job in College Station Texas be all so first off let's talk about my Core
weekly expenses and it is also the turnover from one month to another this week so we're
gonna see a lot of kind of big spending and big money coming in it's a fun week so I spend zero
dollars for my housing since I own a duplex and I house hack it calculating off of last month
my cost for electricity water sewer and trash is gonna be 29.75 for this upcoming week my car
insurance is going to cost me 30 dollars and 17 cents my phone 11.27 subscriptions are going to
cost me seven dollars and seven cents totaling out to 78.26 of essentially core expenses that get
Auto deducted from my account whether I want to spend that money or not I am debt free other than
my duplex and the mortgage on that is covered by my tenants rent so I don't have any debt that I
pay on every month I do pay credit cards in full every month and I treat them like debit but I do
save and invest a pretty significant portion of my income so on a weekly basis I send 125 to a
Roth IRA and 125 dollars to my next Real Estate Investment savings totaling 250 dollars for
saving and Investments and that's the minimum I add to that at the end of the month but that's
what is auto detected so that totals out to 328.26 that I automatically spend every week and that is
offset by my day job income I'm a Communications coordinator at Texas A M I'm actually sitting in
my new office if you don't recognize the space in your reviewer for a while but here I make 728.63
a week totaling out to about 52 Grand 8 year plus I also make additional money from several side
hustles that I have including budget girl the YouTube channel and Associated stuff my short-term
rental the AG wagon and of course my real estate investment so let's get spending so this morning
already on Monday I've had several meetings had to respond to a bunch of emails and I've been
drinking free work coffee and water I brought my lunch today it is a Ramen cup with dehydrated
veggies and actually some meat that we use did in our dehydrator at home fill this about halfway
with water and it is delicious I also brought some home dried apple chips and Lunchable it's
currently my lunch break so I am filming and doing a little bit of shopping it is for the first time
this year basically under 80 degrees in Texas so I of course had to purchase fall clothing or shop
for fall clothing there is a set of Steve Madden sneakers platform sneakers that I think would be
super comfortable for walking around campus and look cute they were listed for 24 dollars plus
eight dollars shipping but I got an offer after I liked it to make them 25 total after shipping
and I am making that purchase foreign I also need to finish peel and stick wallpapering this wall
I actually got this wallpaper which is a Target brand at a salvage store for a dollar roll so
cheap cheap and I need to finish organizing my new office I'm going to Vlog the purchase in
my budget real quick by the way you can get this Google Sheets slash any other spreadsheet
platform budget on my Etsy Shop it is under ten dollars it is fantastic and helped me get out of
33k worth of debt and now have built up a a net worth of over 200k all right cancel office Decor
plans Jacob and I are gonna run home check on the dogs real quick and drop off a uh my uncle's
birthday present uh this is what campus looks like can I say hi hi sweetheart oh it's okay sweetie hello let's go here hi princess hi baby come on 12 and 16 cents to send the wallet package to
Mississippi the girl at the UPS store was so sweet sweet gonna get it by the 31st and his birthday is
the second so just in time it's several meetings and trainings for to learn how to do things that
are not my job but are the jobs of people who are leaving um that I might have to do temporarily
I haven't mentally and physically exhausted all right just got a notification that I earned
62.25 that's for about the last two weeks on my Etsy Shop which is all passive income budgets
and spreadsheets and digital downloads that is low it's been on a downward Trend I was
making sometimes over a thousand dollars on Etsy which is amazing that means to me is that I
need to make more products but it's a matter of finding the time and stuff like that so I actually
have a bunch that I've created that I just haven't uploaded to Etsy so motivation but wonderful that
I can make that money just for old stuff that I've created and I didn't have to do anything brought
in Spooky Little Cupcakes today with Oreo pudding filling Jake and I made him last night and they're
all gone except for one so I'm going to try to offload that and I'm leaving and it's raining
outside so walking across campus in the rain I got home and took a nap and Jacob made
this really delicious fresh chicken pasta and we also have like some veggies so we are
37 down for the day and whatever I earned on Etsy up good morning and happy Tuesday I went
to bed at like 10 o'clock last night and slept it it is 8 22 and I have to be at work at 8 30
so I'm running a little bit late today I have I don't have any set meetings but I have
several projects that I need to work on and I have a podcast and review at lunch that
I need to attend happy Tuesday drinking free coffee and I've got a bunch of work to do
mostly getting it to uh do a bunch of stuff they need to do the time is now so filing tickets
scheduling shoots and stuff like that and content and Facebook has been really buggy for both me
and one of my student workers there's nothing I can do about that but wait social media work is
fun just paid 36 dollars for Brazos Wi-Fi which is not even the Wi-Fi for my house this is for
the AG wagon so it's a business expense I hate it because the new park that we're in said
they had Wi-Fi and there was excellent Wi-Fi at the old park it was included I fought with
them forever on it and there just wasn't good Wi-Fi and I expect really good Wi-Fi to be
at near every Airbnb throw it in the budget and there we go just finished up with the how
to money podcast I had a great time the guys are great that will probably be out before
this so I will link that podcast down below now I'm gonna eat my struggle lunch and work
on some more projects busy day and the weather is so bad outside it's five o'clock it's been a
really long day I did have a couple of minutes the wallpaper a whole bunch of projects today
had to plan a uh like a team lunch and stuff like that other non-promotable work that only
I will do I love my job but just just I've been reading a lot about that and this Ring's
a little true so headed home I feel sorry hello home and changed into some comfy clothes I
just did a quick pick up of the bedroom I actually put my clothes and stuff away and my lunchbox at
all and then I just put away some dishes Jacob is has made broth we're gonna do chicken and
dumplings tonight so that's very exciting and now I'm gonna chill we'll have a snack after I
rest for a bit I have a script that I need to work on I need to publish I need to publish I need to
make a graphic to promote my latest video that I dropped on social and stick that out there and
some other kind of like piddly stuff to do I haven't spent any money today but I am considering
well other than the internet for the AG wagon but I am considering purchasing a skirt that I saw
on Poshmark I got an offer it's like lifted at 15 bucks it's not my usual style but it's really cute
I might take a chance on it I don't know maybe well babies my little babies big one is sleeping
okay another spammer on YouTube is using my profile picture to try to direct people to a uh
scam investment I now get to go through report these go to the page ban them try to hide them
from the channel and do like five or six other things but depending on how strong the spot was
yep there uh looks like about 20 hours ago they went through and and I sincerely hope nobody
Falls for it chicken and dumplings foreign I considered going to the gym that counts right
yeah no gonna Gonna Take Along that that was great I didn't really get a lot of work done tonight
for any of my side hustles but I also didn't spend anything today outside of business expenses so on
to tomorrow good night good morning it's Wednesday and this is my office gonna turn off the overhead
so fairly big day today I just had to go get one of the company cards we're taking one of our team
members out for lunch she's leaving us and there's also an all hands com meeting for the entire
University so that's in the morning and then the afternoon got some other stuff scheduled so
busy day but free lunch true so I brought to you today was this for breakfast and some coffee
so I have to admit sometimes it's frustrating but most of the time it's really fun to be on
a college campus just because it's so Lively um a lot of fun stuff got assigned to me that
needs to be done to me urgently I have about three more hours worth of work to do but
I'm gonna do it at home because Jacob and I shared a ride and and he shouldn't have to
stay up here for another three hours foreign good they'd obviously just had a pee pee party
when I uh came before finished my work in two hours it was great made a video sent out
newsletter blah blah blah other stuff and Jacob is going to very kindly treat Jimmy
John's for dinner but there was a problem he obviously can't get up right
now Jacob what are you gonna do picked up did dinner Jimmy John's and while I
was out I got a couple of alerts that I made some Etsy sales we're not going to count those yet
because we just count when I get paid and I also got an invoice from my web guy for 70 pounds which
I need to transfer into American dollars and pay um Jacob also paid me he is half of the rent and
utilities so plus 700.
Uh no money spent today but tomorrow is the first so we'll definitely
be having some money come in and out there now I have to search for the other
insole it's in the house somewhere today for lunch I'm gonna do leftover
sandwich and leftover lunch from yesterday check the weather and it's going to get
into the 90s later even though it's only in the 70s now so I'm gonna go without
the duster and just try this monochrome so Jacob took a a couple of vacation days to
make the Labor Day weekend even longer and I'm going to work because I have a lot
of projects to do we are getting pretty excited on Saturday we're going to Austin he's
actually going to a Mensa meeting so he's been a minson member since he was like 16 15 or
something like that he got invited to a game day type thing at a game store in Austin and
he's gonna go hang out try to make some Mensa friend and we also put the dogs all in daycare
for the day which is going to cost probably about it's over 100 bucks we're gonna miss the
little babies you saw how much fun they are in the mornings they are always like that
Maggie brings out all of the shoes and like pulls the insoles out she doesn't chew
on the shoes usually but she uh likes to deconstruct them and scatter them throughout
the house they like to get up at like 5 36. purse so I was on my way out the door and there
was a package and I thought it was the shoes that I ordered earlier in the week and so I was like oh
I want to try the new shoes it was not it was my renfare top that I ordered so I want to try that
on I was wearing my purse crossbody I took it off I did not bring it back out with me so I just have
my lunchbox what a world now that your wallet is less important than your phone if I had forgot
my phone I would have had to go home because I have to do oauth into most of my work stuff I can
live without the wallet oh you take the long way to stay close it's 11 A.M getting a lot of stuff
done but I haven't gotten any water yet and so I'm like dehydrated and started to get grumpy um
good news I did just get booked for the AG wagon this weekend it is Thursday now afternoon the very
first TAMU game is on Saturday and I hadn't been booked yet and a couple things I think I kind
of shot myself in the foot with this because I didn't accept fall reservations until the end of
July because I didn't know where the thing was going to be and I had a bunch of people message me
about booking for fall and then all of a sudden I started like panicking because most people book
ahead so I lowered the rate 100 five dollars a night I took off the two night minimum and I was
just really hoping somebody would book this is kind of like an exhibition type game but Texas A
M is playing Sam Houston at least it'll be booked for this weekend that is good and I also have
a book in actually every weekend and September is booked that's great I'm looking at my calendar
now wonderful wonderful and for bigger games like on the 16th I have a 500 reservation because and
that one got booked pretty fast so I was a little worried I didn't know whether I should strategize
to like you know wait for the last minute bookings and charge more or lower the rate in hopes that
I would get just somebody or something this is definitely a learning curve yeah I'm gonna take
a break eat some lunch get back to this design and hopefully something will just foreign so
first off leftovers from yesterday's lunch held up really well fantastic and I am currently
just doing a quick check-in on my banking 2PM haven't taken lunch yet but I'm trying to roll
with it so first I paid 115 to my this letter VA as a monthly budget all expense because she
puts that out I spent 239.14 for electricity thirty dollars and seventy cents for digitalocean
which is the hosting platform for budgetball.com now paying Adam my web guy who runs all like the
back-end hosting and updates for budgetgirl.com um he invoiced me for 70 pounds which today
is 85.26 for his uh monthly services and if he does more for me charges me hourly on top of but
that's kind of our base rate for a set of things other than that I did get paid I was paid 3 206.59
by my day job b m and I also sent five hundred dollars to my YouTube tax savings automatically
and 135 to my singing fund for car insurance so that'll be there when I need it I also earned
39 cents in interest through my bank account so it's a little bit that'll be nice gotta run to
a meeting bye so I'm going to show you really quickly how I turn over my budget for the month
so this is for August I'm gonna click down here and duplicate and then change this to 9 22.
and then I'm just going to clear all of the things that I spent last month other things that
changed over here is just like the regular stuff and then down here all right
and then we paid Adam 85 26 delete these delete these and that took less than
a minute and now my budget is cloned and all ready for this month all right I never did about taking
a lunch it's like 4 30 so I worked a little late but since I didn't take a lunch headed out now
at least it stopped draining for a minute also I'm somehow now planning a party but that's okay
there will be pizza so that's all right right dog sitter came and met Rory all's good there showed
him where stuff is um for this Saturday and we're gonna go to Target to find some gummy brains to
put on top of Mensa cupcakes I love Target this is great scent 541 at the Dollar Tree I got a really
cute little football sign for the AG wagon we're also going to go out there and install the new
video camera and turn on the AC for the people checking in tomorrow next Target oh say that again
that was nice to order the drink first because 666 for my drink let's go to the Dollar spot
those are cute oh clear gumball machines ah that would make four of these gumball
machines that I would own and that feels excessive but maybe I could get rid of one of
the other ones what the closest ah these are cute Stella would be so cute as a little gold dragon
and Maggie of course as a little oh that's not a devil it's a red dragon oh I love those get
them please please how many do you want two three laughs the sour vampire bats are the best
candy best Halloween candy we already have pet costumes that I got that yard sale last weekend
for a buck each we're gonna use those for Stella and if we bring her out anywhere and we also
have a small cache of other pep costumes that I've gotten before so not paying full price for
Halloween costumes under any circumstances even though those are really cute looking for brains
oh they're the bones we were talking about oh perfect I think I'm gonna get you to the student
workers a little Halloween duck one of the student workers has a duck collection on her desk and
I wouldn't want to leave out the other three someone like hid these up here I mean not very
well because I found them but I I just worry that like one of them wouldn't like one what
do you think do you think they'd be able to divide them and everybody was happy yeah you
do I mean they are technically adults okay myself a 20 budget budget for Target [ __ ] [ __ ] definitely at that that limit
with the stuff from the dollar spot 47.21 on various Target
[ __ ] but it brings me joy all right at the AG wagon let's go ahead
and turn the air on for tomorrow's guests have some toiletries I wanted to add to so many people told me that I was going to get
cleaned out of this constantly but people have been so respectful of it I barely have to redo
it and I get a lot of mentions in the public and private private reviews people are like I loved
how stoked you were you know there was this thing that I forgot and it was there so I really like
having that I got this at a yard sale a while back and thought it was super cute and is it too early
to put out my a m pumpkin that I got at Goodwill I think I'm gonna put it out it's just a
couple little things but that that and that makes us a little bit football themed
hey Greg pulling in almost guaranteed for the Aggie game with those big maroon stripes new camera is live I think we pulled out
some chicken but we're gonna grab dinner out the weather is so bad out there's no way
they're gonna go outside to pee it's awful on the way home it was so bad there were
several spots where the rain was just cheating you couldn't see through it all but we
got everything set up at the wagon now we can just relax we decided not to get dinner we're just
gonna cook it home also working on Jacob's resume it is just before midnight and I just published
the September budget guide after writing it this takes forever but it is out on September 1st hey
ideally would be out before but you know uh so yeah go go to the website if you like uh Jacob's
already asleep you go to sleep earlier than me and I'm gonna brush my teeth face and join him I
have no idea how much I spent today uh but bills and then Target and Dollar Tree Starbucks but
good day it's a good day hot dog I stayed up too late last night but at least I got that article
out I'm ready for whatever the day throws at me I was very tempted to like run through
McDonald's this morning because there's now it's what it feels left in the
house I ended up bringing stay at nectarine for breakfast and I've got some a little Ramen cup
with veggies and some dried beef in it for lunch foreign I wish it had pockets coffee in there's a line in Harry Potter where it's
like help will always be given it Hogwarts where when it's needed and I feel like that's
true about food on college campuses as well so we found some coffee some chips and some hummus
and carrots from a I guess there was some sort of platter yesterday but this is life-saving this
is going to help me get through the to-do list I already feel a little better I also just got a
541 dollar two night booking for the only game weekend that I hadn't been booked for yet so got
the alert that I was paid 12 40 for my renter on the other side of my duplex lunchtime I have I
have kind of a homemade Ramen type thing filled it halfway up with water put it in this so I can
touch it I'm gonna microwave it leaving work a little early today since I worked late later in
the week and I also just want to get off campus before the Friday at five traffic slash game day
traffic they're opening the new Aggie Park today which is gorgeous but it's gonna be a mad house
so headed out it was a very productive week at work we need to get some more budget ball stuff
done but I'm gonna try to just relax a little okay no my friend doesn't really do that I have like several scripts I need
to write to get approved but let me relax a little bit maybe I'll get a good
roll first or something all right I want to get home but I want to snack first so I'm gonna grab
some fries here and this papa is like statically I'm not even kidding like 30 minutes to get your
food and they usually screw it up and they might not even be open on the inside 10 59 for larger
refresh for me and a spicy chicken for Jacob happy weekend three day weekend but the uh the whole standing on top of
your entire body It's gotta be annoying they're so full of [ __ ] I took a nap when I got
home and then we ate some dinner and uh hung out and I've been cleaning up the house a little bit
I also did a bunch of file transfers and some file organization so I haven't been filming the girls
are going to puppy daycare tomorrow and Rory who is sleeping next to me is uh having a dog walker
come so I'm just setting everything out making sure the house is clean I also need some new
sneakers because mine are very quickly dying and with how much walking you have to do on campus
I need some more so I'm ordering four pairs on Amazon trying four different brands this is just
like a generic brand and I Don't Mind Investing in sneakers here's some Skechers which I've used
before Clarks and Under Armor total of 150 and I'm going to they'll all come in probably around
the same time and I'll probably pick one or two to keep and return the rest we're going to Austin
tomorrow to go bomb around I think we're going to Ikea in The Container Store and Jacob Spencer
meeting of course and then just try to enjoy the day it's been a long week really long week so
I'm gonna order these go to bed and I'll see you tomorrow these came in from Poshmark and they're
really cute they're Steve Madden they're new um but they're too small even though they're
my size I ended up Googling and Steve Madden's apparently run small and I just wasn't familiar
so I spent 27 on these I'm just gonna have to re-posh them and the next sets of trial sneakers
are gonna order from Amazon because it's easier to return this this video got a little bit long
so we're cutting it off on Friday and spend the weekend with me we'll be coming very very soon
let's talk totals so for regular spending I spent 617.72 cents that includes the 328 basic overall
life electricity and basic deductions and savings and then also including that 150 for sneakers at
of which I kept two so really it's only about 70 I send them back but I did spend that this week
for business spending I spend 766.96 500 of that was tax savings for my quarterly estimated taxes
for Budget girl and then this weekend income I made 2 731.27 I didn't count my entire paycheck
which did come through this week only the 728 C3 which is like the week's paycheck and then uh
I got Etsy all my rent came in from my tenants and I made 39 cents in interest all right uh don't
forget to subscribe if you like more transparent personal finance stuff and to learn more and
earn more and tell me if you like these kind of spending Vlogs With Me don't forget to tune back
for weekend spending the Austin trip is super fun!
